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LEARN HOW YOU CAN HELP GET GAS PRICES BACK DOWN - CLICK THIS LINK 
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From 3A Home Business News - July 29, 2004 Issue
To subscribe to this newsletter, send email to
jlfarley@scrtc.com with Subscribe Home Business in subject
This is a MANUAL list, and your information will never be shared without your explicit permission.
____________________________________________________
"Legal Loansharking"

Payday Loans Gouge Consumers

 Interest Rates Average 470%!

According to a new study by the Consumer Federation of America, payday lenders are sneaking around state usury and small loan laws to market payday loans at interest rates averaging 470%!*

 Payday loans are quick cash loans at triple-digit interest rates. Borrowers must pay the loan back in full by the next payday with a personal check or provide electronic access to their bank account.

 Eleven of the thirteen largest payday loan chains partner with ten state-chartered FDIC banks to create loans they cannot legally obtain on their own. Over a thousand payday outlets in Texas use out-of-state bank arrangements to charge higher rates than Texas rules allow. North Carolina and Pennsylvania are over-run by payday loan stores despite state small loan laws that cap interest rates at 36% annual interest.

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 In a North Carolina case brought by the Attorney General, consumers were charged $20 per $100 loaned every two weeks for a year, with payments electronically withdrawn from their bank accounts. That's $520 a year paid in interest on a loan of only $100!

 Many consumers turn to payday lenders because they are having trouble managing their money, or their credit is too damaged to be approved for a loan. EverydayWealth can give them an inexpensive plan to get them back on track financially and stop the downward spiral of accumulated debt. We are here to help. There is a better way!

 *Unsafe and Unsound: Payday Lenders Hide Behind FDIC Bank Charters to Peddle Usury, is available online at www.consumerfed.org/pdlrentabankreport.pdf

 Seize the opportunity. Create wealth. Make a difference!

Let's help bring back the American dream, one family at a time!

 

More INFO, Automatically Get Your Credit Report Every Month

 http://www.3ahomebusiness.biz/EWC/   

http://www.3ahomebusiness.biz/EWN/

 _____________________________________________________________
 If you missed it, Articles in a previous MOST IMPORTANT issue: 
1. I'm Mad as hel1...o, and I'm NOT going to take it anymore - GIVE ME MY EMAILs!
2. Are Your Emails Getting Through?  What can you do?
http://www.3Ahomebusiness.biz/News/040805-give-me-my-email.html
 
You are welcome to share this email with friends, family, or business contacts who
may be interested in the subjects. 
If they (or anyone) would like to receive more of this type of information, they may
subscribe to 3A Home Business News by sending email to jlfarley@scrtc.com
with 'subscribe home business' in the subject line, and their name in the body. 
This is a MANUAL list, and I promise never to share anyone's information without permission.
 
Sincerely,
 

Lynda Farley

 

 
CEO 3A Home Business Consulting
Here for your success!
Call for some FREE CONSULTING
(270)432-7272 CST
(I'm a night owl : ) Best time to call noon-midnight)
About Me:
http://www.3ahomebusiness.biz/promote/myresume.html
http://www.brilliantmoney.com/hosanna1/
'Webslave' of
'The Most Beautiful Pages On The WWW'
and Hosanna Afghan Hounds, 'The Most Beautiful Dogs On The WWW'
http://www.hosanna1.com/

532 Farley Road
Edmonton, KY, 42129
 

RESOURCES:
 
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